One merchant account for every way the Philippines pays
Sign up, verify your business once, then switch on e-wallets, online banking, over-the-counter and cards through a single integration.
Free to start. You only pay when a payment succeeds.
- 40+
- payment channels ready to enable
- T+1
- settlement to your bank account
- 3
- payment services, one integration
- Merchant
- Sari-Sari Online
- Amount due
- ₱1,250.00
- Paid with
- GCash
- Reference
- ECP-2F41-88KQ
Product
Everything you need after you sign up
The portal is built around the day-to-day of running payments, not around a settings screen you visit once.
Hosted checkout
Send a customer to a payment page that already handles every channel, on any device.
One API, three services
Integrate once. Turning a payment service on or off is a switch in the portal, not a release.
Live transaction view
Watch payments land, filter by channel or status, and open any transaction down to the raw provider response.
Settlement you can reconcile
Every payout ties back to the transactions inside it, so your books close without a spreadsheet hunt.
Refunds without a support ticket
Issue a full or partial refund from the transaction itself and keep the payer informed by email.
Sandbox from day one
Test keys and simulated payments let your developers finish the integration while verification is still in review.
Payment methods
Visa, Mastercard, QR and e-wallets — all supported.
Take the payment however your customer wants to make it. Every method lands in the same ledger, settles on the same schedule, and refunds the same way.
Visa
Credit and debit cards on the Visa network, authorised and captured through the same checkout as every other method.
Mastercard
Credit and debit cards on the Mastercard network, with the same settlement timetable and the same refund flow.
QR payment
Your customer scans a code and confirms in the banking app they already use — nothing to type, nothing to remember.
E-wallets
The wallets your customers already carry, so paying takes a tap rather than a card number.
Which methods are available to you depends on the agreement your account is approved for. Card scheme and wallet names belong to their respective owners.
Getting started
Live in three steps
Nothing about the portal is hidden from you, but live payments stay locked until your identity check clears.
- 1Step 1
Create an account
Sign up with your email, say whether you are registering as an individual or as a business, and confirm the one-time code we send you.
About 2 minutes
- 2Step 2
Verify your identity
An individual completes KYC; a registered business completes KYB. The portal lists exactly which fields and documents are still missing.
1 to 2 business days
- 3Step 3
Start accepting payments
Approval unlocks your live keys and the payment services. Point your checkout at the portal and take your first payment.
Same day
Pricing
Pay per successful transaction
No setup fee and no monthly minimum. A payment that never completes costs you nothing.
Starter
From 2.9%
2.9% per transaction
For a first online store finding its footing.
- Every channel your payment service supports
- Sandbox keys and simulated payments
- Transaction dashboard and emailed receipts
- Email support
Growth
Most popular2.4% + ₱10
2.4% + ₱10.00 per transaction
For merchants past their first thousand orders.
- Everything in Starter
- Volume rates reviewed every quarter
- Route payments across all three services
- Webhook retries and delivery logs
Enterprise
Custom
per successful transaction
For platforms and marketplaces settling on behalf of others.
- Negotiated per-channel rates
- A named account manager
- Support with an agreed response time
- Custom settlement and payout schedules
Indicative rates only. Your final pricing is confirmed in the service agreement you sign.
FAQ
Questions merchants ask before signing up
If the answer you need is not here, our team replies to email within one business day.
Accepting money on behalf of a business is regulated. Until your KYC or KYB is approved you can sign in, look around and finish your integration in sandbox — but you cannot take a live payment.
An individual submits a government ID and a selfie. A registered business adds its registration papers and details of the people who own or control it. The portal lists the exact requirements once you pick your account type.
Most submissions are reviewed within one to two business days. If something is missing you are told which field or document to fix, rather than simply being turned away.
No. You are onboarded under our platform agreement, and payouts land in the bank account you register with us.
Settlement runs on a T+1 schedule for most channels. Over-the-counter payments follow the cut-off of the partner that collected them.
Yes. Sandbox keys are issued as soon as you confirm your email, and every payment service can be exercised end to end with test data.
Still have a question? Email our merchant team
Ready to take your first payment?
Create your merchant account today, clear verification this week, and let your customers pay the way they already do.
No card required to sign up.